LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,314
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,910
−HK$1,622/mo
Today · 4.125%
HK$54,532
baseline
▲ 0.50% · 4.625%
HK$57,850
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,064/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,087
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,618
−HK$1,553/mo
Today · 4.125%
HK$60,171
baseline
▲ 0.50% · 4.625%
HK$63,342
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,342/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,577
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,492
−HK$1,946/mo
Today · 4.125%
HK$65,438
baseline
▲ 0.50% · 4.625%
HK$69,420
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,876/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,504
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,341
−HK$1,864/mo
Today · 4.125%
HK$72,205
baseline
▲ 0.50% · 4.625%
HK$76,011
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,410/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,840
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,075
−HK$2,270/mo
Today · 4.125%
HK$76,345
baseline
▲ 0.50% · 4.625%
HK$80,990
+HK$4,645/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,690/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,921
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,065
−HK$2,174/mo
Today · 4.125%
HK$84,239
baseline
▲ 0.50% · 4.625%
HK$88,679
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,478/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,366
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,239
−HK$2,919/mo
Today · 4.125%
HK$98,158
baseline
▲ 0.50% · 4.625%
HK$104,130
+HK$5,972/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,316/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,756
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,512
−HK$2,795/mo
Today · 4.125%
HK$108,307
baseline
▲ 0.50% · 4.625%
HK$114,016
+HK$5,709/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,614/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,408 · Scale 2, in force from 26 Feb 2026)