LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,316
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,912
−HK$1,622/mo
Today · 4.125%
HK$54,534
baseline
▲ 0.50% · 4.625%
HK$57,852
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,068/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,088
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,619
−HK$1,554/mo
Today · 4.125%
HK$60,173
baseline
▲ 0.50% · 4.625%
HK$63,344
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,346/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,579
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,494
−HK$1,946/mo
Today · 4.125%
HK$65,440
baseline
▲ 0.50% · 4.625%
HK$69,422
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,880/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,506
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,343
−HK$1,864/mo
Today · 4.125%
HK$72,207
baseline
▲ 0.50% · 4.625%
HK$76,013
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,414/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,842
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,077
−HK$2,270/mo
Today · 4.125%
HK$76,347
baseline
▲ 0.50% · 4.625%
HK$80,993
+HK$4,646/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,694/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,924
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,067
−HK$2,175/mo
Today · 4.125%
HK$84,242
baseline
▲ 0.50% · 4.625%
HK$88,682
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,484/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,368
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$95,242
−HK$2,919/mo
Today · 4.125%
HK$98,161
baseline
▲ 0.50% · 4.625%
HK$104,134
+HK$5,973/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,322/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,759
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,515
−HK$2,796/mo
Today · 4.125%
HK$108,311
baseline
▲ 0.50% · 4.625%
HK$114,020
+HK$5,709/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,622/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,437 · Scale 2, in force from 26 Feb 2026)