LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,317
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,913
−HK$1,622/mo
Today · 4.125%
HK$54,535
baseline
▲ 0.50% · 4.625%
HK$57,853
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,070/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,090
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,621
−HK$1,553/mo
Today · 4.125%
HK$60,174
baseline
▲ 0.50% · 4.625%
HK$63,346
+HK$3,172/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,348/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,581
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,496
−HK$1,946/mo
Today · 4.125%
HK$65,442
baseline
▲ 0.50% · 4.625%
HK$69,424
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,884/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,508
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,345
−HK$1,864/mo
Today · 4.125%
HK$72,209
baseline
▲ 0.50% · 4.625%
HK$76,015
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,418/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,844
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,079
−HK$2,270/mo
Today · 4.125%
HK$76,349
baseline
▲ 0.50% · 4.625%
HK$80,995
+HK$4,646/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,698/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,926
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,069
−HK$2,175/mo
Today · 4.125%
HK$84,244
baseline
▲ 0.50% · 4.625%
HK$88,684
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,488/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,371
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,244
−HK$2,919/mo
Today · 4.125%
HK$98,163
baseline
▲ 0.50% · 4.625%
HK$104,136
+HK$5,973/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,326/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,762
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,518
−HK$2,795/mo
Today · 4.125%
HK$108,313
baseline
▲ 0.50% · 4.625%
HK$114,023
+HK$5,710/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,626/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,462 · Scale 2, in force from 26 Feb 2026)