LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,318
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,914
−HK$1,622/mo
Today · 4.125%
HK$54,536
baseline
▲ 0.50% · 4.625%
HK$57,854
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,072/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,091
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,622
−HK$1,553/mo
Today · 4.125%
HK$60,175
baseline
▲ 0.50% · 4.625%
HK$63,347
+HK$3,172/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,350/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,581
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,497
−HK$1,946/mo
Today · 4.125%
HK$65,443
baseline
▲ 0.50% · 4.625%
HK$69,425
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,886/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,509
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,346
−HK$1,864/mo
Today · 4.125%
HK$72,210
baseline
▲ 0.50% · 4.625%
HK$76,016
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,420/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,845
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,080
−HK$2,270/mo
Today · 4.125%
HK$76,350
baseline
▲ 0.50% · 4.625%
HK$80,996
+HK$4,646/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,700/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,927
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,070
−HK$2,175/mo
Today · 4.125%
HK$84,245
baseline
▲ 0.50% · 4.625%
HK$88,686
+HK$4,441/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,490/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,372
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$95,245
−HK$2,920/mo
Today · 4.125%
HK$98,165
baseline
▲ 0.50% · 4.625%
HK$104,138
+HK$5,973/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,330/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,763
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,519
−HK$2,796/mo
Today · 4.125%
HK$108,315
baseline
▲ 0.50% · 4.625%
HK$114,024
+HK$5,709/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,630/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,475 · Scale 2, in force from 26 Feb 2026)