LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,326
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,923
−HK$1,622/mo
Today · 4.125%
HK$54,545
baseline
▲ 0.50% · 4.625%
HK$57,864
+HK$3,319/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,090/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,100
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,631
−HK$1,554/mo
Today · 4.125%
HK$60,185
baseline
▲ 0.50% · 4.625%
HK$63,357
+HK$3,172/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,370/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,591
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,507
−HK$1,947/mo
Today · 4.125%
HK$65,454
baseline
▲ 0.50% · 4.625%
HK$69,436
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$130,908/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,520
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,357
−HK$1,865/mo
Today · 4.125%
HK$72,222
baseline
▲ 0.50% · 4.625%
HK$76,029
+HK$3,807/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$144,444/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,857
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,092
−HK$2,271/mo
Today · 4.125%
HK$76,363
baseline
▲ 0.50% · 4.625%
HK$81,009
+HK$4,646/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,726/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,940
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,084
−HK$2,175/mo
Today · 4.125%
HK$84,259
baseline
▲ 0.50% · 4.625%
HK$88,700
+HK$4,441/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,518/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,387
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,261
−HK$2,920/mo
Today · 4.125%
HK$98,181
baseline
▲ 0.50% · 4.625%
HK$104,155
+HK$5,974/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,362/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,780
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,536
−HK$2,796/mo
Today · 4.125%
HK$108,332
baseline
▲ 0.50% · 4.625%
HK$114,043
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,664/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,630 · Scale 2, in force from 26 Feb 2026)