LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,327
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,924
−HK$1,622/mo
Today · 4.125%
HK$54,546
baseline
▲ 0.50% · 4.625%
HK$57,865
+HK$3,319/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,092/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,101
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,633
−HK$1,553/mo
Today · 4.125%
HK$60,186
baseline
▲ 0.50% · 4.625%
HK$63,359
+HK$3,173/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,372/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,593
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,509
−HK$1,946/mo
Today · 4.125%
HK$65,455
baseline
▲ 0.50% · 4.625%
HK$69,438
+HK$3,983/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$130,910/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,521
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,359
−HK$1,864/mo
Today · 4.125%
HK$72,223
baseline
▲ 0.50% · 4.625%
HK$76,030
+HK$3,807/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$144,446/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,858
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,094
−HK$2,270/mo
Today · 4.125%
HK$76,364
baseline
▲ 0.50% · 4.625%
HK$81,011
+HK$4,647/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,728/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,942
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,086
−HK$2,175/mo
Today · 4.125%
HK$84,261
baseline
▲ 0.50% · 4.625%
HK$88,702
+HK$4,441/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,522/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,389
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,263
−HK$2,920/mo
Today · 4.125%
HK$98,183
baseline
▲ 0.50% · 4.625%
HK$104,157
+HK$5,974/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,366/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,782
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$105,539
−HK$2,796/mo
Today · 4.125%
HK$108,335
baseline
▲ 0.50% · 4.625%
HK$114,046
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,670/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,653 · Scale 2, in force from 26 Feb 2026)