LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,330
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,927
−HK$1,622/mo
Today · 4.125%
HK$54,549
baseline
▲ 0.50% · 4.625%
HK$57,868
+HK$3,319/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,098/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,104
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,636
−HK$1,553/mo
Today · 4.125%
HK$60,189
baseline
▲ 0.50% · 4.625%
HK$63,362
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,378/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,596
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,512
−HK$1,947/mo
Today · 4.125%
HK$65,459
baseline
▲ 0.50% · 4.625%
HK$69,442
+HK$3,983/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$130,918/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,525
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$1,864/mo
Today · 4.125%
HK$72,227
baseline
▲ 0.50% · 4.625%
HK$76,034
+HK$3,807/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$144,454/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,862
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,097
−HK$2,271/mo
Today · 4.125%
HK$76,368
baseline
▲ 0.50% · 4.625%
HK$81,015
+HK$4,647/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,736/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,946
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,090
−HK$2,175/mo
Today · 4.125%
HK$84,265
baseline
▲ 0.50% · 4.625%
HK$88,707
+HK$4,442/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,530/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,394
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,268
−HK$2,920/mo
Today · 4.125%
HK$98,188
baseline
▲ 0.50% · 4.625%
HK$104,162
+HK$5,974/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,376/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,787
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,544
−HK$2,797/mo
Today · 4.125%
HK$108,341
baseline
▲ 0.50% · 4.625%
HK$114,051
+HK$5,710/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,682/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,701 · Scale 2, in force from 26 Feb 2026)