LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,330
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,927
−HK$1,622/mo
Today · 4.125%
HK$54,549
baseline
▲ 0.50% · 4.625%
HK$57,869
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,098/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,105
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,636
−HK$1,554/mo
Today · 4.125%
HK$60,190
baseline
▲ 0.50% · 4.625%
HK$63,363
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,380/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,597
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,513
−HK$1,946/mo
Today · 4.125%
HK$65,459
baseline
▲ 0.50% · 4.625%
HK$69,442
+HK$3,983/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$130,918/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,526
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$1,865/mo
Today · 4.125%
HK$72,228
baseline
▲ 0.50% · 4.625%
HK$76,035
+HK$3,807/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$144,456/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,863
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,098
−HK$2,271/mo
Today · 4.125%
HK$76,369
baseline
▲ 0.50% · 4.625%
HK$81,016
+HK$4,647/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,738/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,947
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,091
−HK$2,175/mo
Today · 4.125%
HK$84,266
baseline
▲ 0.50% · 4.625%
HK$88,708
+HK$4,442/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,532/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,395
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,269
−HK$2,920/mo
Today · 4.125%
HK$98,189
baseline
▲ 0.50% · 4.625%
HK$104,163
+HK$5,974/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,378/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,788
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,545
−HK$2,797/mo
Today · 4.125%
HK$108,342
baseline
▲ 0.50% · 4.625%
HK$114,053
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,684/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,711 · Scale 2, in force from 26 Feb 2026)