LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,332
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,928
−HK$1,623/mo
Today · 4.125%
HK$54,551
baseline
▲ 0.50% · 4.625%
HK$57,870
+HK$3,319/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,102/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,106
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,637
−HK$1,554/mo
Today · 4.125%
HK$60,191
baseline
▲ 0.50% · 4.625%
HK$63,364
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,382/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,598
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,514
−HK$1,947/mo
Today · 4.125%
HK$65,461
baseline
▲ 0.50% · 4.625%
HK$69,444
+HK$3,983/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$130,922/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,527
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,365
−HK$1,864/mo
Today · 4.125%
HK$72,229
baseline
▲ 0.50% · 4.625%
HK$76,037
+HK$3,808/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$144,458/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,864
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,100
−HK$2,271/mo
Today · 4.125%
HK$76,371
baseline
▲ 0.50% · 4.625%
HK$81,018
+HK$4,647/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,742/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,948
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,092
−HK$2,176/mo
Today · 4.125%
HK$84,268
baseline
▲ 0.50% · 4.625%
HK$88,709
+HK$4,441/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,536/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,397
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,271
−HK$2,920/mo
Today · 4.125%
HK$98,191
baseline
▲ 0.50% · 4.625%
HK$104,166
+HK$5,975/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,382/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,791
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$105,547
−HK$2,797/mo
Today · 4.125%
HK$108,344
baseline
▲ 0.50% · 4.625%
HK$114,055
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,688/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,732 · Scale 2, in force from 26 Feb 2026)