LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,332
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,929
−HK$1,622/mo
Today · 4.125%
HK$54,551
baseline
▲ 0.50% · 4.625%
HK$57,871
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,102/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,107
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,638
−HK$1,554/mo
Today · 4.125%
HK$60,192
baseline
▲ 0.50% · 4.625%
HK$63,365
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,384/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,599
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,515
−HK$1,946/mo
Today · 4.125%
HK$65,461
baseline
▲ 0.50% · 4.625%
HK$69,445
+HK$3,984/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$130,922/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,528
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,366
−HK$1,864/mo
Today · 4.125%
HK$72,230
baseline
▲ 0.50% · 4.625%
HK$76,038
+HK$3,808/mo
Deposit HK$9.00M · loan HK$13.51M · min. income ≈ HK$144,460/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,865
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,101
−HK$2,271/mo
Today · 4.125%
HK$76,372
baseline
▲ 0.50% · 4.625%
HK$81,019
+HK$4,647/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,744/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,949
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,093
−HK$2,176/mo
Today · 4.125%
HK$84,269
baseline
▲ 0.50% · 4.625%
HK$88,711
+HK$4,442/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,538/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,398
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,272
−HK$2,920/mo
Today · 4.125%
HK$98,192
baseline
▲ 0.50% · 4.625%
HK$104,167
+HK$5,975/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,384/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,792
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$105,549
−HK$2,796/mo
Today · 4.125%
HK$108,345
baseline
▲ 0.50% · 4.625%
HK$114,056
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,690/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,744 · Scale 2, in force from 26 Feb 2026)