LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,334
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,931
−HK$1,622/mo
Today · 4.125%
HK$54,553
baseline
▲ 0.50% · 4.625%
HK$57,873
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,106/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,109
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,641
−HK$1,553/mo
Today · 4.125%
HK$60,194
baseline
▲ 0.50% · 4.625%
HK$63,367
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,388/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,601
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,517
−HK$1,947/mo
Today · 4.125%
HK$65,464
baseline
▲ 0.50% · 4.625%
HK$69,447
+HK$3,983/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,928/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,531
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,369
−HK$1,864/mo
Today · 4.125%
HK$72,233
baseline
▲ 0.50% · 4.625%
HK$76,041
+HK$3,808/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,466/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,868
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,104
−HK$2,271/mo
Today · 4.125%
HK$76,375
baseline
▲ 0.50% · 4.625%
HK$81,022
+HK$4,647/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,750/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,953
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,097
−HK$2,175/mo
Today · 4.125%
HK$84,272
baseline
▲ 0.50% · 4.625%
HK$88,714
+HK$4,442/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,544/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,402
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,276
−HK$2,920/mo
Today · 4.125%
HK$98,196
baseline
▲ 0.50% · 4.625%
HK$104,171
+HK$5,975/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,392/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,796
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,553
−HK$2,797/mo
Today · 4.125%
HK$108,350
baseline
▲ 0.50% · 4.625%
HK$114,061
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,700/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,783 · Scale 2, in force from 26 Feb 2026)