LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,336
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,933
−HK$1,622/mo
Today · 4.125%
HK$54,555
baseline
▲ 0.50% · 4.625%
HK$57,875
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,110/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,111
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,643
−HK$1,554/mo
Today · 4.125%
HK$60,197
baseline
▲ 0.50% · 4.625%
HK$63,370
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,394/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,603
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,520
−HK$1,946/mo
Today · 4.125%
HK$65,466
baseline
▲ 0.50% · 4.625%
HK$69,450
+HK$3,984/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,932/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,533
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,371
−HK$1,865/mo
Today · 4.125%
HK$72,236
baseline
▲ 0.50% · 4.625%
HK$76,043
+HK$3,807/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,472/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,871
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,106
−HK$2,272/mo
Today · 4.125%
HK$76,378
baseline
▲ 0.50% · 4.625%
HK$81,025
+HK$4,647/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,756/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,955
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,100
−HK$2,175/mo
Today · 4.125%
HK$84,275
baseline
▲ 0.50% · 4.625%
HK$88,717
+HK$4,442/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,550/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,405
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,279
−HK$2,921/mo
Today · 4.125%
HK$98,200
baseline
▲ 0.50% · 4.625%
HK$104,175
+HK$5,975/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,400/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,800
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,557
−HK$2,797/mo
Today · 4.125%
HK$108,354
baseline
▲ 0.50% · 4.625%
HK$114,065
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,708/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,817 · Scale 2, in force from 26 Feb 2026)