LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,337
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,934
−HK$1,622/mo
Today · 4.125%
HK$54,556
baseline
▲ 0.50% · 4.625%
HK$57,876
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,112/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,112
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,644
−HK$1,554/mo
Today · 4.125%
HK$60,198
baseline
▲ 0.50% · 4.625%
HK$63,371
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,396/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,605
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,521
−HK$1,947/mo
Today · 4.125%
HK$65,468
baseline
▲ 0.50% · 4.625%
HK$69,451
+HK$3,983/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,936/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,535
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,373
−HK$1,864/mo
Today · 4.125%
HK$72,237
baseline
▲ 0.50% · 4.625%
HK$76,045
+HK$3,808/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,474/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,872
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,108
−HK$2,271/mo
Today · 4.125%
HK$76,379
baseline
▲ 0.50% · 4.625%
HK$81,027
+HK$4,648/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,758/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,957
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,101
−HK$2,176/mo
Today · 4.125%
HK$84,277
baseline
▲ 0.50% · 4.625%
HK$88,719
+HK$4,442/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,554/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,407
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,281
−HK$2,921/mo
Today · 4.125%
HK$98,202
baseline
▲ 0.50% · 4.625%
HK$104,177
+HK$5,975/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,404/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,802
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,559
−HK$2,797/mo
Today · 4.125%
HK$108,356
baseline
▲ 0.50% · 4.625%
HK$114,067
+HK$5,711/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,712/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,836 · Scale 2, in force from 26 Feb 2026)