LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,343
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,940
−HK$1,622/mo
Today · 4.125%
HK$54,562
baseline
▲ 0.50% · 4.625%
HK$57,882
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,124/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,118
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,650
−HK$1,554/mo
Today · 4.125%
HK$60,204
baseline
▲ 0.50% · 4.625%
HK$63,377
+HK$3,173/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,408/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,611
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,528
−HK$1,947/mo
Today · 4.125%
HK$65,475
baseline
▲ 0.50% · 4.625%
HK$69,459
+HK$3,984/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,950/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,542
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,380
−HK$1,865/mo
Today · 4.125%
HK$72,245
baseline
▲ 0.50% · 4.625%
HK$76,053
+HK$3,808/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,490/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,880
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,116
−HK$2,271/mo
Today · 4.125%
HK$76,387
baseline
▲ 0.50% · 4.625%
HK$81,035
+HK$4,648/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,774/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,965
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,110
−HK$2,176/mo
Today · 4.125%
HK$84,286
baseline
▲ 0.50% · 4.625%
HK$88,728
+HK$4,442/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,572/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,417
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,291
−HK$2,921/mo
Today · 4.125%
HK$98,212
baseline
▲ 0.50% · 4.625%
HK$104,188
+HK$5,976/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,424/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,813
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,570
−HK$2,797/mo
Today · 4.125%
HK$108,367
baseline
▲ 0.50% · 4.625%
HK$114,079
+HK$5,712/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,734/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,937 · Scale 2, in force from 26 Feb 2026)