LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,344
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,941
−HK$1,622/mo
Today · 4.125%
HK$54,563
baseline
▲ 0.50% · 4.625%
HK$57,883
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,126/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,119
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,651
−HK$1,554/mo
Today · 4.125%
HK$60,205
baseline
▲ 0.50% · 4.625%
HK$63,379
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,410/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,612
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,529
−HK$1,947/mo
Today · 4.125%
HK$65,476
baseline
▲ 0.50% · 4.625%
HK$69,460
+HK$3,984/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,952/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,543
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,382
−HK$1,864/mo
Today · 4.125%
HK$72,246
baseline
▲ 0.50% · 4.625%
HK$76,055
+HK$3,809/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,492/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,881
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,117
−HK$2,272/mo
Today · 4.125%
HK$76,389
baseline
▲ 0.50% · 4.625%
HK$81,037
+HK$4,648/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$152,778/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,967
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,112
−HK$2,175/mo
Today · 4.125%
HK$84,287
baseline
▲ 0.50% · 4.625%
HK$88,730
+HK$4,443/mo
Deposit HK$6.75M · loan HK$15.76M · min. income ≈ HK$168,574/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,419
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,293
−HK$2,921/mo
Today · 4.125%
HK$98,214
baseline
▲ 0.50% · 4.625%
HK$104,190
+HK$5,976/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$196,428/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,815
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,572
−HK$2,798/mo
Today · 4.125%
HK$108,370
baseline
▲ 0.50% · 4.625%
HK$114,082
+HK$5,712/mo
Deposit HK$2.25M · loan HK$20.26M · min. income ≈ HK$216,740/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,958 · Scale 2, in force from 26 Feb 2026)