LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,345
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,943
−HK$1,622/mo
Today · 4.125%
HK$54,565
baseline
▲ 0.50% · 4.625%
HK$57,885
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,130/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,121
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,653
−HK$1,554/mo
Today · 4.125%
HK$60,207
baseline
▲ 0.50% · 4.625%
HK$63,381
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,414/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,614
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,531
−HK$1,947/mo
Today · 4.125%
HK$65,478
baseline
▲ 0.50% · 4.625%
HK$69,462
+HK$3,984/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,956/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,545
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,384
−HK$1,865/mo
Today · 4.125%
HK$72,249
baseline
▲ 0.50% · 4.625%
HK$76,057
+HK$3,808/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,498/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,884
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,120
−HK$2,271/mo
Today · 4.125%
HK$76,391
baseline
▲ 0.50% · 4.625%
HK$81,039
+HK$4,648/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$152,782/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,970
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,114
−HK$2,176/mo
Today · 4.125%
HK$84,290
baseline
▲ 0.50% · 4.625%
HK$88,733
+HK$4,443/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$168,580/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,422
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,297
−HK$2,920/mo
Today · 4.125%
HK$98,217
baseline
▲ 0.50% · 4.625%
HK$104,194
+HK$5,977/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,434/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,818
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,576
−HK$2,797/mo
Today · 4.125%
HK$108,373
baseline
▲ 0.50% · 4.625%
HK$114,086
+HK$5,713/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,746/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,989 · Scale 2, in force from 26 Feb 2026)