LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,347
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,944
−HK$1,623/mo
Today · 4.125%
HK$54,567
baseline
▲ 0.50% · 4.625%
HK$57,887
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,134/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,123
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,655
−HK$1,554/mo
Today · 4.125%
HK$60,209
baseline
▲ 0.50% · 4.625%
HK$63,383
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,418/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,617
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,533
−HK$1,947/mo
Today · 4.125%
HK$65,480
baseline
▲ 0.50% · 4.625%
HK$69,465
+HK$3,985/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,960/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,548
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,386
−HK$1,865/mo
Today · 4.125%
HK$72,251
baseline
▲ 0.50% · 4.625%
HK$76,060
+HK$3,809/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,502/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,886
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,122
−HK$2,272/mo
Today · 4.125%
HK$76,394
baseline
▲ 0.50% · 4.625%
HK$81,042
+HK$4,648/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$152,788/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,972
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,117
−HK$2,176/mo
Today · 4.125%
HK$84,293
baseline
▲ 0.50% · 4.625%
HK$88,736
+HK$4,443/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$168,586/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,425
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,300
−HK$2,921/mo
Today · 4.125%
HK$98,221
baseline
▲ 0.50% · 4.625%
HK$104,197
+HK$5,976/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,442/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,822
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,579
−HK$2,798/mo
Today · 4.125%
HK$108,377
baseline
▲ 0.50% · 4.625%
HK$114,089
+HK$5,712/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,754/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,021 · Scale 2, in force from 26 Feb 2026)