LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,349
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,947
−HK$1,622/mo
Today · 4.125%
HK$54,569
baseline
▲ 0.50% · 4.625%
HK$57,890
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,138/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,126
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,658
−HK$1,554/mo
Today · 4.125%
HK$60,212
baseline
▲ 0.50% · 4.625%
HK$63,386
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,424/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,619
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,536
−HK$1,947/mo
Today · 4.125%
HK$65,483
baseline
▲ 0.50% · 4.625%
HK$69,468
+HK$3,985/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,966/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,551
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,389
−HK$1,865/mo
Today · 4.125%
HK$72,254
baseline
▲ 0.50% · 4.625%
HK$76,063
+HK$3,809/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,508/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,889
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,125
−HK$2,272/mo
Today · 4.125%
HK$76,397
baseline
▲ 0.50% · 4.625%
HK$81,046
+HK$4,649/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$152,794/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,976
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,121
−HK$2,176/mo
Today · 4.125%
HK$84,297
baseline
▲ 0.50% · 4.625%
HK$88,740
+HK$4,443/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$168,594/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,429
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,304
−HK$2,921/mo
Today · 4.125%
HK$98,225
baseline
▲ 0.50% · 4.625%
HK$104,202
+HK$5,977/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,450/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,826
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,584
−HK$2,797/mo
Today · 4.125%
HK$108,381
baseline
▲ 0.50% · 4.625%
HK$114,094
+HK$5,713/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,762/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,062 · Scale 2, in force from 26 Feb 2026)