LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,350
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,947
−HK$1,623/mo
Today · 4.125%
HK$54,570
baseline
▲ 0.50% · 4.625%
HK$57,890
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,140/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,126
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,658
−HK$1,554/mo
Today · 4.125%
HK$60,212
baseline
▲ 0.50% · 4.625%
HK$63,386
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,424/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,620
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,536
−HK$1,948/mo
Today · 4.125%
HK$65,484
baseline
▲ 0.50% · 4.625%
HK$69,468
+HK$3,984/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,968/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,551
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,390
−HK$1,865/mo
Today · 4.125%
HK$72,255
baseline
▲ 0.50% · 4.625%
HK$76,063
+HK$3,808/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,510/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,889
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,126
−HK$2,272/mo
Today · 4.125%
HK$76,398
baseline
▲ 0.50% · 4.625%
HK$81,046
+HK$4,648/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$152,796/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,976
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,121
−HK$2,176/mo
Today · 4.125%
HK$84,297
baseline
▲ 0.50% · 4.625%
HK$88,741
+HK$4,444/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$168,594/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,429
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,304
−HK$2,921/mo
Today · 4.125%
HK$98,225
baseline
▲ 0.50% · 4.625%
HK$104,202
+HK$5,977/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,450/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,827
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,584
−HK$2,798/mo
Today · 4.125%
HK$108,382
baseline
▲ 0.50% · 4.625%
HK$114,095
+HK$5,713/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,764/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,068 · Scale 2, in force from 26 Feb 2026)