LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,353
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,951
−HK$1,623/mo
Today · 4.125%
HK$54,574
baseline
▲ 0.50% · 4.625%
HK$57,894
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,148/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,130
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,662
−HK$1,555/mo
Today · 4.125%
HK$60,217
baseline
▲ 0.50% · 4.625%
HK$63,391
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,434/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,624
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,541
−HK$1,947/mo
Today · 4.125%
HK$65,488
baseline
▲ 0.50% · 4.625%
HK$69,473
+HK$3,985/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,976/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,556
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,395
−HK$1,865/mo
Today · 4.125%
HK$72,260
baseline
▲ 0.50% · 4.625%
HK$76,069
+HK$3,809/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,520/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,895
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,131
−HK$2,272/mo
Today · 4.125%
HK$76,403
baseline
▲ 0.50% · 4.625%
HK$81,052
+HK$4,649/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$152,806/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,982
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,127
−HK$2,176/mo
Today · 4.125%
HK$84,303
baseline
▲ 0.50% · 4.625%
HK$88,747
+HK$4,444/mo
Deposit HK$6.76M · loan HK$15.76M · min. income ≈ HK$168,606/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,436
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,311
−HK$2,921/mo
Today · 4.125%
HK$98,232
baseline
▲ 0.50% · 4.625%
HK$104,210
+HK$5,978/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,464/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,834
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,592
−HK$2,798/mo
Today · 4.125%
HK$108,390
baseline
▲ 0.50% · 4.625%
HK$114,103
+HK$5,713/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,780/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,135 · Scale 2, in force from 26 Feb 2026)