LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,355
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,952
−HK$1,623/mo
Today · 4.125%
HK$54,575
baseline
▲ 0.50% · 4.625%
HK$57,896
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,150/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,132
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,664
−HK$1,554/mo
Today · 4.125%
HK$60,218
baseline
▲ 0.50% · 4.625%
HK$63,393
+HK$3,175/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,436/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,626
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,543
−HK$1,947/mo
Today · 4.125%
HK$65,490
baseline
▲ 0.50% · 4.625%
HK$69,475
+HK$3,985/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,980/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,558
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,397
−HK$1,865/mo
Today · 4.125%
HK$72,262
baseline
▲ 0.50% · 4.625%
HK$76,071
+HK$3,809/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,524/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,897
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,133
−HK$2,272/mo
Today · 4.125%
HK$76,405
baseline
▲ 0.50% · 4.625%
HK$81,054
+HK$4,649/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,810/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,984
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,130
−HK$2,176/mo
Today · 4.125%
HK$84,306
baseline
▲ 0.50% · 4.625%
HK$88,750
+HK$4,444/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,612/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,439
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,314
−HK$2,921/mo
Today · 4.125%
HK$98,235
baseline
▲ 0.50% · 4.625%
HK$104,213
+HK$5,978/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,470/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,837
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,595
−HK$2,798/mo
Today · 4.125%
HK$108,393
baseline
▲ 0.50% · 4.625%
HK$114,107
+HK$5,714/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,786/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,165 · Scale 2, in force from 26 Feb 2026)