LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,356
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,954
−HK$1,623/mo
Today · 4.125%
HK$54,577
baseline
▲ 0.50% · 4.625%
HK$57,897
+HK$3,320/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,154/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,133
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,665
−HK$1,555/mo
Today · 4.125%
HK$60,220
baseline
▲ 0.50% · 4.625%
HK$63,394
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,440/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,627
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,544
−HK$1,948/mo
Today · 4.125%
HK$65,492
baseline
▲ 0.50% · 4.625%
HK$69,477
+HK$3,985/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,984/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,560
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,398
−HK$1,866/mo
Today · 4.125%
HK$72,264
baseline
▲ 0.50% · 4.625%
HK$76,073
+HK$3,809/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,528/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,899
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,135
−HK$2,272/mo
Today · 4.125%
HK$76,407
baseline
▲ 0.50% · 4.625%
HK$81,056
+HK$4,649/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,814/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,986
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,132
−HK$2,176/mo
Today · 4.125%
HK$84,308
baseline
▲ 0.50% · 4.625%
HK$88,752
+HK$4,444/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,616/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,441
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,316
−HK$2,922/mo
Today · 4.125%
HK$98,238
baseline
▲ 0.50% · 4.625%
HK$104,215
+HK$5,977/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,476/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,840
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,598
−HK$2,798/mo
Today · 4.125%
HK$108,396
baseline
▲ 0.50% · 4.625%
HK$114,109
+HK$5,713/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,792/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,188 · Scale 2, in force from 26 Feb 2026)