LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,357
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,955
−HK$1,623/mo
Today · 4.125%
HK$54,578
baseline
▲ 0.50% · 4.625%
HK$57,899
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,156/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,134
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,667
−HK$1,554/mo
Today · 4.125%
HK$60,221
baseline
▲ 0.50% · 4.625%
HK$63,396
+HK$3,175/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,442/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,629
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,546
−HK$1,947/mo
Today · 4.125%
HK$65,493
baseline
▲ 0.50% · 4.625%
HK$69,479
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,986/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,561
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,400
−HK$1,865/mo
Today · 4.125%
HK$72,265
baseline
▲ 0.50% · 4.625%
HK$76,075
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,530/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,900
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,137
−HK$2,272/mo
Today · 4.125%
HK$76,409
baseline
▲ 0.50% · 4.625%
HK$81,058
+HK$4,649/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,818/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,988
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,133
−HK$2,177/mo
Today · 4.125%
HK$84,310
baseline
▲ 0.50% · 4.625%
HK$88,754
+HK$4,444/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,620/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,443
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,319
−HK$2,921/mo
Today · 4.125%
HK$98,240
baseline
▲ 0.50% · 4.625%
HK$104,218
+HK$5,978/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,480/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,842
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,600
−HK$2,798/mo
Today · 4.125%
HK$108,398
baseline
▲ 0.50% · 4.625%
HK$114,112
+HK$5,714/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,796/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,210 · Scale 2, in force from 26 Feb 2026)