LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,358
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,955
−HK$1,624/mo
Today · 4.125%
HK$54,579
baseline
▲ 0.50% · 4.625%
HK$57,900
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,158/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,135
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,668
−HK$1,554/mo
Today · 4.125%
HK$60,222
baseline
▲ 0.50% · 4.625%
HK$63,396
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,444/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,630
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,547
−HK$1,947/mo
Today · 4.125%
HK$65,494
baseline
▲ 0.50% · 4.625%
HK$69,479
+HK$3,985/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,988/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,562
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,401
−HK$1,865/mo
Today · 4.125%
HK$72,266
baseline
▲ 0.50% · 4.625%
HK$76,076
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,532/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,901
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,138
−HK$2,272/mo
Today · 4.125%
HK$76,410
baseline
▲ 0.50% · 4.625%
HK$81,059
+HK$4,649/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,820/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,989
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,135
−HK$2,176/mo
Today · 4.125%
HK$84,311
baseline
▲ 0.50% · 4.625%
HK$88,755
+HK$4,444/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,622/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,444
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,320
−HK$2,921/mo
Today · 4.125%
HK$98,241
baseline
▲ 0.50% · 4.625%
HK$104,219
+HK$5,978/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,482/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,843
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,602
−HK$2,798/mo
Today · 4.125%
HK$108,400
baseline
▲ 0.50% · 4.625%
HK$114,114
+HK$5,714/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,800/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,223 · Scale 2, in force from 26 Feb 2026)