LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,361
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,959
−HK$1,623/mo
Today · 4.125%
HK$54,582
baseline
▲ 0.50% · 4.625%
HK$57,903
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,164/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,139
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,671
−HK$1,555/mo
Today · 4.125%
HK$60,226
baseline
▲ 0.50% · 4.625%
HK$63,400
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,452/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,633
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,550
−HK$1,948/mo
Today · 4.125%
HK$65,498
baseline
▲ 0.50% · 4.625%
HK$69,484
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,996/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,566
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,405
−HK$1,866/mo
Today · 4.125%
HK$72,271
baseline
▲ 0.50% · 4.625%
HK$76,080
+HK$3,809/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,542/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,906
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,142
−HK$2,273/mo
Today · 4.125%
HK$76,415
baseline
▲ 0.50% · 4.625%
HK$81,064
+HK$4,649/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,830/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,994
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,140
−HK$2,176/mo
Today · 4.125%
HK$84,316
baseline
▲ 0.50% · 4.625%
HK$88,760
+HK$4,444/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,632/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,450
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,326
−HK$2,921/mo
Today · 4.125%
HK$98,247
baseline
▲ 0.50% · 4.625%
HK$104,226
+HK$5,979/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,494/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,850
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,608
−HK$2,798/mo
Today · 4.125%
HK$108,406
baseline
▲ 0.50% · 4.625%
HK$114,121
+HK$5,715/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,812/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,282 · Scale 2, in force from 26 Feb 2026)