LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,362
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,960
−HK$1,623/mo
Today · 4.125%
HK$54,583
baseline
▲ 0.50% · 4.625%
HK$57,904
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,166/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,140
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,672
−HK$1,555/mo
Today · 4.125%
HK$60,227
baseline
▲ 0.50% · 4.625%
HK$63,401
+HK$3,174/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,454/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,634
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,551
−HK$1,948/mo
Today · 4.125%
HK$65,499
baseline
▲ 0.50% · 4.625%
HK$69,485
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$130,998/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,568
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,406
−HK$1,866/mo
Today · 4.125%
HK$72,272
baseline
▲ 0.50% · 4.625%
HK$76,082
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.51M · min. income ≈ HK$144,544/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,907
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,143
−HK$2,273/mo
Today · 4.125%
HK$76,416
baseline
▲ 0.50% · 4.625%
HK$81,066
+HK$4,650/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,832/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,995
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,141
−HK$2,176/mo
Today · 4.125%
HK$84,317
baseline
▲ 0.50% · 4.625%
HK$88,762
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,634/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,451
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,327
−HK$2,922/mo
Today · 4.125%
HK$98,249
baseline
▲ 0.50% · 4.625%
HK$104,227
+HK$5,978/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,498/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,851
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,610
−HK$2,798/mo
Today · 4.125%
HK$108,408
baseline
▲ 0.50% · 4.625%
HK$114,122
+HK$5,714/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,816/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,297 · Scale 2, in force from 26 Feb 2026)