LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,365
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,962
−HK$1,624/mo
Today · 4.125%
HK$54,586
baseline
▲ 0.50% · 4.625%
HK$57,907
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,172/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,143
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,675
−HK$1,555/mo
Today · 4.125%
HK$60,230
baseline
▲ 0.50% · 4.625%
HK$63,405
+HK$3,175/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,460/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,638
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,555
−HK$1,948/mo
Today · 4.125%
HK$65,503
baseline
▲ 0.50% · 4.625%
HK$69,489
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,006/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,571
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,410
−HK$1,866/mo
Today · 4.125%
HK$72,276
baseline
▲ 0.50% · 4.625%
HK$76,086
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,552/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,911
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,147
−HK$2,273/mo
Today · 4.125%
HK$76,420
baseline
▲ 0.50% · 4.625%
HK$81,070
+HK$4,650/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,840/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,000
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,145
−HK$2,177/mo
Today · 4.125%
HK$84,322
baseline
▲ 0.50% · 4.625%
HK$88,767
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,644/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,457
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,332
−HK$2,922/mo
Today · 4.125%
HK$98,254
baseline
▲ 0.50% · 4.625%
HK$104,233
+HK$5,979/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,508/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,857
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,616
−HK$2,798/mo
Today · 4.125%
HK$108,414
baseline
▲ 0.50% · 4.625%
HK$114,129
+HK$5,715/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,828/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,350 · Scale 2, in force from 26 Feb 2026)