LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,367
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,965
−HK$1,623/mo
Today · 4.125%
HK$54,588
baseline
▲ 0.50% · 4.625%
HK$57,910
+HK$3,322/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,176/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,145
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,678
−HK$1,554/mo
Today · 4.125%
HK$60,232
baseline
▲ 0.50% · 4.625%
HK$63,407
+HK$3,175/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,464/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,640
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,558
−HK$1,948/mo
Today · 4.125%
HK$65,506
baseline
▲ 0.50% · 4.625%
HK$69,491
+HK$3,985/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,012/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,574
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,413
−HK$1,866/mo
Today · 4.125%
HK$72,279
baseline
▲ 0.50% · 4.625%
HK$76,089
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,558/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,914
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,151
−HK$2,272/mo
Today · 4.125%
HK$76,423
baseline
▲ 0.50% · 4.625%
HK$81,073
+HK$4,650/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,846/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,003
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,149
−HK$2,176/mo
Today · 4.125%
HK$84,325
baseline
▲ 0.50% · 4.625%
HK$88,770
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,650/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,460
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,336
−HK$2,922/mo
Today · 4.125%
HK$98,258
baseline
▲ 0.50% · 4.625%
HK$104,237
+HK$5,979/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,516/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,861
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,620
−HK$2,798/mo
Today · 4.125%
HK$108,418
baseline
▲ 0.50% · 4.625%
HK$114,133
+HK$5,715/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,836/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,389 · Scale 2, in force from 26 Feb 2026)