LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,369
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,967
−HK$1,623/mo
Today · 4.125%
HK$54,590
baseline
▲ 0.50% · 4.625%
HK$57,912
+HK$3,322/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,180/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,148
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,680
−HK$1,555/mo
Today · 4.125%
HK$60,235
baseline
▲ 0.50% · 4.625%
HK$63,410
+HK$3,175/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,470/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,643
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,560
−HK$1,948/mo
Today · 4.125%
HK$65,508
baseline
▲ 0.50% · 4.625%
HK$69,494
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,016/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,577
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,416
−HK$1,866/mo
Today · 4.125%
HK$72,282
baseline
▲ 0.50% · 4.625%
HK$76,092
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,564/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,917
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,154
−HK$2,273/mo
Today · 4.125%
HK$76,427
baseline
▲ 0.50% · 4.625%
HK$81,077
+HK$4,650/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,854/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,007
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,152
−HK$2,177/mo
Today · 4.125%
HK$84,329
baseline
▲ 0.50% · 4.625%
HK$88,774
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,658/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,464
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,341
−HK$2,922/mo
Today · 4.125%
HK$98,263
baseline
▲ 0.50% · 4.625%
HK$104,242
+HK$5,979/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$196,526/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,866
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,624
−HK$2,799/mo
Today · 4.125%
HK$108,423
baseline
▲ 0.50% · 4.625%
HK$114,138
+HK$5,715/mo
Deposit HK$2.25M · loan HK$20.27M · min. income ≈ HK$216,846/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,431 · Scale 2, in force from 26 Feb 2026)