LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,369
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,967
−HK$1,624/mo
Today · 4.125%
HK$54,591
baseline
▲ 0.50% · 4.625%
HK$57,912
+HK$3,321/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,182/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,148
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,681
−HK$1,554/mo
Today · 4.125%
HK$60,235
baseline
▲ 0.50% · 4.625%
HK$63,411
+HK$3,176/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,470/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,643
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,561
−HK$1,948/mo
Today · 4.125%
HK$65,509
baseline
▲ 0.50% · 4.625%
HK$69,495
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,018/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,578
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,417
−HK$1,866/mo
Today · 4.125%
HK$72,283
baseline
▲ 0.50% · 4.625%
HK$76,093
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,566/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,917
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,154
−HK$2,273/mo
Today · 4.125%
HK$76,427
baseline
▲ 0.50% · 4.625%
HK$81,077
+HK$4,650/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,854/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,007
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,153
−HK$2,177/mo
Today · 4.125%
HK$84,330
baseline
▲ 0.50% · 4.625%
HK$88,775
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,660/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,465
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,341
−HK$2,922/mo
Today · 4.125%
HK$98,263
baseline
▲ 0.50% · 4.625%
HK$104,242
+HK$5,979/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,526/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,866
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,625
−HK$2,799/mo
Today · 4.125%
HK$108,424
baseline
▲ 0.50% · 4.625%
HK$114,139
+HK$5,715/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,848/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,436 · Scale 2, in force from 26 Feb 2026)