LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,372
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,970
−HK$1,623/mo
Today · 4.125%
HK$54,593
baseline
▲ 0.50% · 4.625%
HK$57,915
+HK$3,322/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,186/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,151
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,683
−HK$1,555/mo
Today · 4.125%
HK$60,238
baseline
▲ 0.50% · 4.625%
HK$63,414
+HK$3,176/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,476/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,646
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,564
−HK$1,948/mo
Today · 4.125%
HK$65,512
baseline
▲ 0.50% · 4.625%
HK$69,498
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,024/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,581
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,420
−HK$1,866/mo
Today · 4.125%
HK$72,286
baseline
▲ 0.50% · 4.625%
HK$76,096
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,572/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,921
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,158
−HK$2,273/mo
Today · 4.125%
HK$76,431
baseline
▲ 0.50% · 4.625%
HK$81,081
+HK$4,650/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,862/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,011
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,157
−HK$2,177/mo
Today · 4.125%
HK$84,334
baseline
▲ 0.50% · 4.625%
HK$88,779
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,668/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,469
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,346
−HK$2,922/mo
Today · 4.125%
HK$98,268
baseline
▲ 0.50% · 4.625%
HK$104,247
+HK$5,979/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,536/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,871
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,630
−HK$2,799/mo
Today · 4.125%
HK$108,429
baseline
▲ 0.50% · 4.625%
HK$114,144
+HK$5,715/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,858/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,482 · Scale 2, in force from 26 Feb 2026)