LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,373
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,970
−HK$1,624/mo
Today · 4.125%
HK$54,594
baseline
▲ 0.50% · 4.625%
HK$57,916
+HK$3,322/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$109,188/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,151
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,684
−HK$1,555/mo
Today · 4.125%
HK$60,239
baseline
▲ 0.50% · 4.625%
HK$63,414
+HK$3,175/mo
Deposit HK$11.26M · loan HK$11.26M · min. income ≈ HK$120,478/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,647
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,565
−HK$1,948/mo
Today · 4.125%
HK$65,513
baseline
▲ 0.50% · 4.625%
HK$69,499
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,026/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,582
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,421
−HK$1,866/mo
Today · 4.125%
HK$72,287
baseline
▲ 0.50% · 4.625%
HK$76,097
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,574/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,922
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,159
−HK$2,273/mo
Today · 4.125%
HK$76,432
baseline
▲ 0.50% · 4.625%
HK$81,082
+HK$4,650/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,864/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,012
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,158
−HK$2,177/mo
Today · 4.125%
HK$84,335
baseline
▲ 0.50% · 4.625%
HK$88,780
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,670/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,471
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,347
−HK$2,922/mo
Today · 4.125%
HK$98,269
baseline
▲ 0.50% · 4.625%
HK$104,249
+HK$5,980/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,538/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,873
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,632
−HK$2,798/mo
Today · 4.125%
HK$108,430
baseline
▲ 0.50% · 4.625%
HK$114,146
+HK$5,716/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,860/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,494 · Scale 2, in force from 26 Feb 2026)