LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,375
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,973
−HK$1,623/mo
Today · 4.125%
HK$54,596
baseline
▲ 0.50% · 4.625%
HK$57,918
+HK$3,322/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,192/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,154
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,687
−HK$1,555/mo
Today · 4.125%
HK$60,242
baseline
▲ 0.50% · 4.625%
HK$63,417
+HK$3,175/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,484/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,650
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,567
−HK$1,949/mo
Today · 4.125%
HK$65,516
baseline
▲ 0.50% · 4.625%
HK$69,502
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,032/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,584
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,424
−HK$1,866/mo
Today · 4.125%
HK$72,290
baseline
▲ 0.50% · 4.625%
HK$76,100
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,580/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,924
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,162
−HK$2,273/mo
Today · 4.125%
HK$76,435
baseline
▲ 0.50% · 4.625%
HK$81,086
+HK$4,651/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,870/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,015
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,161
−HK$2,177/mo
Today · 4.125%
HK$84,338
baseline
▲ 0.50% · 4.625%
HK$88,784
+HK$4,446/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,676/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,474
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,351
−HK$2,922/mo
Today · 4.125%
HK$98,273
baseline
▲ 0.50% · 4.625%
HK$104,253
+HK$5,980/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,546/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,877
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,636
−HK$2,799/mo
Today · 4.125%
HK$108,435
baseline
▲ 0.50% · 4.625%
HK$114,151
+HK$5,716/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,870/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,534 · Scale 2, in force from 26 Feb 2026)