LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,376
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,975
−HK$1,623/mo
Today · 4.125%
HK$54,598
baseline
▲ 0.50% · 4.625%
HK$57,920
+HK$3,322/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,196/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,156
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,689
−HK$1,555/mo
Today · 4.125%
HK$60,244
baseline
▲ 0.50% · 4.625%
HK$63,419
+HK$3,175/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,488/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,652
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,569
−HK$1,949/mo
Today · 4.125%
HK$65,518
baseline
▲ 0.50% · 4.625%
HK$69,504
+HK$3,986/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,036/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,587
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,426
−HK$1,867/mo
Today · 4.125%
HK$72,293
baseline
▲ 0.50% · 4.625%
HK$76,103
+HK$3,810/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,586/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,927
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,164
−HK$2,274/mo
Today · 4.125%
HK$76,438
baseline
▲ 0.50% · 4.625%
HK$81,089
+HK$4,651/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,876/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,018
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,164
−HK$2,177/mo
Today · 4.125%
HK$84,341
baseline
▲ 0.50% · 4.625%
HK$88,787
+HK$4,446/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,682/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,478
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,354
−HK$2,923/mo
Today · 4.125%
HK$98,277
baseline
▲ 0.50% · 4.625%
HK$104,257
+HK$5,980/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,554/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,880
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,640
−HK$2,799/mo
Today · 4.125%
HK$108,439
baseline
▲ 0.50% · 4.625%
HK$114,155
+HK$5,716/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,878/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,568 · Scale 2, in force from 26 Feb 2026)