LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,378
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,977
−HK$1,623/mo
Today · 4.125%
HK$54,600
baseline
▲ 0.50% · 4.625%
HK$57,923
+HK$3,323/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,200/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,158
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,691
−HK$1,555/mo
Today · 4.125%
HK$60,246
baseline
▲ 0.50% · 4.625%
HK$63,422
+HK$3,176/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,492/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,654
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,572
−HK$1,948/mo
Today · 4.125%
HK$65,520
baseline
▲ 0.50% · 4.625%
HK$69,507
+HK$3,987/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,040/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,590
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,429
−HK$1,866/mo
Today · 4.125%
HK$72,295
baseline
▲ 0.50% · 4.625%
HK$76,106
+HK$3,811/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,590/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,930
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,167
−HK$2,273/mo
Today · 4.125%
HK$76,440
baseline
▲ 0.50% · 4.625%
HK$81,092
+HK$4,652/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,880/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,021
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,167
−HK$2,178/mo
Today · 4.125%
HK$84,345
baseline
▲ 0.50% · 4.625%
HK$88,790
+HK$4,445/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,690/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,481
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$95,358
−HK$2,923/mo
Today · 4.125%
HK$98,281
baseline
▲ 0.50% · 4.625%
HK$104,261
+HK$5,980/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,562/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,884
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,644
−HK$2,799/mo
Today · 4.125%
HK$108,443
baseline
▲ 0.50% · 4.625%
HK$114,159
+HK$5,716/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,886/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,605 · Scale 2, in force from 26 Feb 2026)