LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,380
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,978
−HK$1,624/mo
Today · 4.125%
HK$54,602
baseline
▲ 0.50% · 4.625%
HK$57,924
+HK$3,322/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,204/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,159
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,692
−HK$1,555/mo
Today · 4.125%
HK$60,247
baseline
▲ 0.50% · 4.625%
HK$63,423
+HK$3,176/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,494/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,656
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,573
−HK$1,949/mo
Today · 4.125%
HK$65,522
baseline
▲ 0.50% · 4.625%
HK$69,509
+HK$3,987/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,044/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,591
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,431
−HK$1,866/mo
Today · 4.125%
HK$72,297
baseline
▲ 0.50% · 4.625%
HK$76,108
+HK$3,811/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,594/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,931
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,169
−HK$2,273/mo
Today · 4.125%
HK$76,442
baseline
▲ 0.50% · 4.625%
HK$81,094
+HK$4,652/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,884/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,023
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,169
−HK$2,177/mo
Today · 4.125%
HK$84,346
baseline
▲ 0.50% · 4.625%
HK$88,792
+HK$4,446/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,692/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,483
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$95,360
−HK$2,923/mo
Today · 4.125%
HK$98,283
baseline
▲ 0.50% · 4.625%
HK$104,263
+HK$5,980/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,566/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,887
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,646
−HK$2,799/mo
Today · 4.125%
HK$108,445
baseline
▲ 0.50% · 4.625%
HK$114,162
+HK$5,717/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,890/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,627 · Scale 2, in force from 26 Feb 2026)