LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,381
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,980
−HK$1,623/mo
Today · 4.125%
HK$54,603
baseline
▲ 0.50% · 4.625%
HK$57,926
+HK$3,323/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,206/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,161
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,694
−HK$1,555/mo
Today · 4.125%
HK$60,249
baseline
▲ 0.50% · 4.625%
HK$63,425
+HK$3,176/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,498/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,658
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,575
−HK$1,949/mo
Today · 4.125%
HK$65,524
baseline
▲ 0.50% · 4.625%
HK$69,511
+HK$3,987/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,048/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,593
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,433
−HK$1,866/mo
Today · 4.125%
HK$72,299
baseline
▲ 0.50% · 4.625%
HK$76,110
+HK$3,811/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,598/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,934
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,171
−HK$2,274/mo
Today · 4.125%
HK$76,445
baseline
▲ 0.50% · 4.625%
HK$81,096
+HK$4,651/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,890/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,026
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,172
−HK$2,177/mo
Today · 4.125%
HK$84,349
baseline
▲ 0.50% · 4.625%
HK$88,795
+HK$4,446/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,698/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,486
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$95,363
−HK$2,923/mo
Today · 4.125%
HK$98,286
baseline
▲ 0.50% · 4.625%
HK$104,266
+HK$5,980/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,572/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,890
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,650
−HK$2,799/mo
Today · 4.125%
HK$108,449
baseline
▲ 0.50% · 4.625%
HK$114,165
+HK$5,716/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,898/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,658 · Scale 2, in force from 26 Feb 2026)