LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,386
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,984
−HK$1,624/mo
Today · 4.125%
HK$54,608
baseline
▲ 0.50% · 4.625%
HK$57,931
+HK$3,323/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,216/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,166
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,699
−HK$1,556/mo
Today · 4.125%
HK$60,255
baseline
▲ 0.50% · 4.625%
HK$63,431
+HK$3,176/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,510/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,663
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,581
−HK$1,949/mo
Today · 4.125%
HK$65,530
baseline
▲ 0.50% · 4.625%
HK$69,517
+HK$3,987/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$131,060/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,599
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,439
−HK$1,867/mo
Today · 4.125%
HK$72,306
baseline
▲ 0.50% · 4.625%
HK$76,117
+HK$3,811/mo
Deposit HK$9.01M · loan HK$13.52M · min. income ≈ HK$144,612/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,940
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,178
−HK$2,273/mo
Today · 4.125%
HK$76,451
baseline
▲ 0.50% · 4.625%
HK$81,103
+HK$4,652/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$152,902/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,033
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,179
−HK$2,177/mo
Today · 4.125%
HK$84,356
baseline
▲ 0.50% · 4.625%
HK$88,803
+HK$4,447/mo
Deposit HK$6.76M · loan HK$15.77M · min. income ≈ HK$168,712/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,494
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,371
−HK$2,924/mo
Today · 4.125%
HK$98,295
baseline
▲ 0.50% · 4.625%
HK$104,276
+HK$5,981/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$196,590/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,899
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,659
−HK$2,799/mo
Today · 4.125%
HK$108,458
baseline
▲ 0.50% · 4.625%
HK$114,175
+HK$5,717/mo
Deposit HK$2.25M · loan HK$20.28M · min. income ≈ HK$216,916/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,741 · Scale 2, in force from 26 Feb 2026)