LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,399
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,997
−HK$1,625/mo
Today · 4.125%
HK$54,622
baseline
▲ 0.50% · 4.625%
HK$57,945
+HK$3,323/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,244/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,180
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,714
−HK$1,556/mo
Today · 4.125%
HK$60,270
baseline
▲ 0.50% · 4.625%
HK$63,447
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,540/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,678
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,597
−HK$1,949/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,534
+HK$3,988/mo
Deposit HK$9.02M · loan HK$13.52M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,617
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,457
−HK$1,867/mo
Today · 4.125%
HK$72,324
baseline
▲ 0.50% · 4.625%
HK$76,136
+HK$3,812/mo
Deposit HK$9.02M · loan HK$13.52M · min. income ≈ HK$144,648/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,958
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,196
−HK$2,274/mo
Today · 4.125%
HK$76,470
baseline
▲ 0.50% · 4.625%
HK$81,123
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,940/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,053
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,200
−HK$2,178/mo
Today · 4.125%
HK$84,378
baseline
▲ 0.50% · 4.625%
HK$88,825
+HK$4,447/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,756/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,517
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,395
−HK$2,924/mo
Today · 4.125%
HK$98,319
baseline
▲ 0.50% · 4.625%
HK$104,302
+HK$5,983/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,638/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,925
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$105,685
−HK$2,800/mo
Today · 4.125%
HK$108,485
baseline
▲ 0.50% · 4.625%
HK$114,204
+HK$5,719/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$216,970/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,981 · Scale 2, in force from 26 Feb 2026)