LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,400
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,998
−HK$1,625/mo
Today · 4.125%
HK$54,623
baseline
▲ 0.50% · 4.625%
HK$57,946
+HK$3,323/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,246/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,182
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,715
−HK$1,556/mo
Today · 4.125%
HK$60,271
baseline
▲ 0.50% · 4.625%
HK$63,448
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,542/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,679
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,598
−HK$1,949/mo
Today · 4.125%
HK$65,547
baseline
▲ 0.50% · 4.625%
HK$69,536
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.52M · min. income ≈ HK$131,094/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,618
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,458
−HK$1,867/mo
Today · 4.125%
HK$72,325
baseline
▲ 0.50% · 4.625%
HK$76,137
+HK$3,812/mo
Deposit HK$9.02M · loan HK$13.52M · min. income ≈ HK$144,650/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,959
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,198
−HK$2,274/mo
Today · 4.125%
HK$76,472
baseline
▲ 0.50% · 4.625%
HK$81,125
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,944/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,054
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,201
−HK$2,178/mo
Today · 4.125%
HK$84,379
baseline
▲ 0.50% · 4.625%
HK$88,827
+HK$4,448/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,758/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,519
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,397
−HK$2,924/mo
Today · 4.125%
HK$98,321
baseline
▲ 0.50% · 4.625%
HK$104,304
+HK$5,983/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,642/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,927
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,687
−HK$2,801/mo
Today · 4.125%
HK$108,488
baseline
▲ 0.50% · 4.625%
HK$114,206
+HK$5,718/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$216,976/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$957,999 · Scale 2, in force from 26 Feb 2026)