LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,400
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$52,999
−HK$1,625/mo
Today · 4.125%
HK$54,624
baseline
▲ 0.50% · 4.625%
HK$57,947
+HK$3,323/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,248/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,182
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,716
−HK$1,556/mo
Today · 4.125%
HK$60,272
baseline
▲ 0.50% · 4.625%
HK$63,449
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,544/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,680
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,599
−HK$1,949/mo
Today · 4.125%
HK$65,548
baseline
▲ 0.50% · 4.625%
HK$69,537
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.52M · min. income ≈ HK$131,096/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,619
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,459
−HK$1,867/mo
Today · 4.125%
HK$72,326
baseline
▲ 0.50% · 4.625%
HK$76,138
+HK$3,812/mo
Deposit HK$9.02M · loan HK$13.52M · min. income ≈ HK$144,652/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,960
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,199
−HK$2,274/mo
Today · 4.125%
HK$76,473
baseline
▲ 0.50% · 4.625%
HK$81,126
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,946/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,055
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,202
−HK$2,178/mo
Today · 4.125%
HK$84,380
baseline
▲ 0.50% · 4.625%
HK$88,828
+HK$4,448/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,760/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,521
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,398
−HK$2,924/mo
Today · 4.125%
HK$98,322
baseline
▲ 0.50% · 4.625%
HK$104,305
+HK$5,983/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,644/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,928
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,689
−HK$2,800/mo
Today · 4.125%
HK$108,489
baseline
▲ 0.50% · 4.625%
HK$114,208
+HK$5,719/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$216,978/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,012 · Scale 2, in force from 26 Feb 2026)