LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,402
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$53,001
−HK$1,624/mo
Today · 4.125%
HK$54,625
baseline
▲ 0.50% · 4.625%
HK$57,949
+HK$3,324/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,250/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,184
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,718
−HK$1,556/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,451
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,682
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,601
−HK$1,949/mo
Today · 4.125%
HK$65,550
baseline
▲ 0.50% · 4.625%
HK$69,539
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,100/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,621
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,461
−HK$1,867/mo
Today · 4.125%
HK$72,328
baseline
▲ 0.50% · 4.625%
HK$76,141
+HK$3,813/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,656/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,963
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,201
−HK$2,275/mo
Today · 4.125%
HK$76,476
baseline
▲ 0.50% · 4.625%
HK$81,129
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,952/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,058
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,205
−HK$2,178/mo
Today · 4.125%
HK$84,383
baseline
▲ 0.50% · 4.625%
HK$88,831
+HK$4,448/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,766/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,524
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,402
−HK$2,924/mo
Today · 4.125%
HK$98,326
baseline
▲ 0.50% · 4.625%
HK$104,309
+HK$5,983/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,652/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,932
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,692
−HK$2,801/mo
Today · 4.125%
HK$108,493
baseline
▲ 0.50% · 4.625%
HK$114,211
+HK$5,718/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$216,986/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,044 · Scale 2, in force from 26 Feb 2026)