LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,402
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,001
−HK$1,625/mo
Today · 4.125%
HK$54,626
baseline
▲ 0.50% · 4.625%
HK$57,950
+HK$3,324/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,252/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,185
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,718
−HK$1,556/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,451
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,683
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,602
−HK$1,949/mo
Today · 4.125%
HK$65,551
baseline
▲ 0.50% · 4.625%
HK$69,540
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,102/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,622
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,462
−HK$1,867/mo
Today · 4.125%
HK$72,329
baseline
▲ 0.50% · 4.625%
HK$76,141
+HK$3,812/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,658/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,963
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,202
−HK$2,274/mo
Today · 4.125%
HK$76,476
baseline
▲ 0.50% · 4.625%
HK$81,129
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,952/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,058
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,206
−HK$2,178/mo
Today · 4.125%
HK$84,384
baseline
▲ 0.50% · 4.625%
HK$88,832
+HK$4,448/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,768/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,524
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,402
−HK$2,924/mo
Today · 4.125%
HK$98,326
baseline
▲ 0.50% · 4.625%
HK$104,309
+HK$5,983/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,652/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,932
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,693
−HK$2,800/mo
Today · 4.125%
HK$108,493
baseline
▲ 0.50% · 4.625%
HK$114,212
+HK$5,719/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$216,986/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,051 · Scale 2, in force from 26 Feb 2026)