LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,404
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,003
−HK$1,625/mo
Today · 4.125%
HK$54,628
baseline
▲ 0.50% · 4.625%
HK$57,952
+HK$3,324/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,256/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,187
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,720
−HK$1,556/mo
Today · 4.125%
HK$60,276
baseline
▲ 0.50% · 4.625%
HK$63,453
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,552/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,685
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,604
−HK$1,949/mo
Today · 4.125%
HK$65,553
baseline
▲ 0.50% · 4.625%
HK$69,542
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,106/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,624
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,464
−HK$1,867/mo
Today · 4.125%
HK$72,331
baseline
▲ 0.50% · 4.625%
HK$76,144
+HK$3,813/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,662/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,966
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,204
−HK$2,275/mo
Today · 4.125%
HK$76,479
baseline
▲ 0.50% · 4.625%
HK$81,132
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,958/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,061
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,208
−HK$2,179/mo
Today · 4.125%
HK$84,387
baseline
▲ 0.50% · 4.625%
HK$88,835
+HK$4,448/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,774/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,527
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,406
−HK$2,924/mo
Today · 4.125%
HK$98,330
baseline
▲ 0.50% · 4.625%
HK$104,313
+HK$5,983/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,660/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,936
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,697
−HK$2,800/mo
Today · 4.125%
HK$108,497
baseline
▲ 0.50% · 4.625%
HK$114,216
+HK$5,719/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$216,994/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,084 · Scale 2, in force from 26 Feb 2026)