LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,406
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,005
−HK$1,625/mo
Today · 4.125%
HK$54,630
baseline
▲ 0.50% · 4.625%
HK$57,954
+HK$3,324/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,260/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,189
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,723
−HK$1,555/mo
Today · 4.125%
HK$60,278
baseline
▲ 0.50% · 4.625%
HK$63,456
+HK$3,178/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,556/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,687
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,606
−HK$1,950/mo
Today · 4.125%
HK$65,556
baseline
▲ 0.50% · 4.625%
HK$69,545
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,112/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,626
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,467
−HK$1,867/mo
Today · 4.125%
HK$72,334
baseline
▲ 0.50% · 4.625%
HK$76,147
+HK$3,813/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,668/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,969
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,207
−HK$2,275/mo
Today · 4.125%
HK$76,482
baseline
▲ 0.50% · 4.625%
HK$81,135
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,964/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,064
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,212
−HK$2,178/mo
Today · 4.125%
HK$84,390
baseline
▲ 0.50% · 4.625%
HK$88,838
+HK$4,448/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,780/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,531
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,409
−HK$2,924/mo
Today · 4.125%
HK$98,333
baseline
▲ 0.50% · 4.625%
HK$104,317
+HK$5,984/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,666/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,940
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,701
−HK$2,800/mo
Today · 4.125%
HK$108,501
baseline
▲ 0.50% · 4.625%
HK$114,221
+HK$5,720/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,002/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,120 · Scale 2, in force from 26 Feb 2026)