LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,408
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,007
−HK$1,625/mo
Today · 4.125%
HK$54,632
baseline
▲ 0.50% · 4.625%
HK$57,956
+HK$3,324/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,264/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,191
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,725
−HK$1,556/mo
Today · 4.125%
HK$60,281
baseline
▲ 0.50% · 4.625%
HK$63,458
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,562/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,690
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,609
−HK$1,949/mo
Today · 4.125%
HK$65,558
baseline
▲ 0.50% · 4.625%
HK$69,547
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,116/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,629
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,470
−HK$1,867/mo
Today · 4.125%
HK$72,337
baseline
▲ 0.50% · 4.625%
HK$76,150
+HK$3,813/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,674/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,971
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,210
−HK$2,275/mo
Today · 4.125%
HK$76,485
baseline
▲ 0.50% · 4.625%
HK$81,138
+HK$4,653/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,970/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,067
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,215
−HK$2,178/mo
Today · 4.125%
HK$84,393
baseline
▲ 0.50% · 4.625%
HK$88,842
+HK$4,449/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,786/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,535
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,413
−HK$2,924/mo
Today · 4.125%
HK$98,337
baseline
▲ 0.50% · 4.625%
HK$104,321
+HK$5,984/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,674/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,944
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,705
−HK$2,800/mo
Today · 4.125%
HK$108,505
baseline
▲ 0.50% · 4.625%
HK$114,225
+HK$5,720/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,010/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,157 · Scale 2, in force from 26 Feb 2026)