LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,409
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$53,008
−HK$1,624/mo
Today · 4.125%
HK$54,632
baseline
▲ 0.50% · 4.625%
HK$57,957
+HK$3,325/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,264/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,192
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,726
−HK$1,556/mo
Today · 4.125%
HK$60,282
baseline
▲ 0.50% · 4.625%
HK$63,459
+HK$3,177/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,564/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,690
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,609
−HK$1,950/mo
Today · 4.125%
HK$65,559
baseline
▲ 0.50% · 4.625%
HK$69,548
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,118/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,630
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,471
−HK$1,867/mo
Today · 4.125%
HK$72,338
baseline
▲ 0.50% · 4.625%
HK$76,151
+HK$3,813/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,676/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,972
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,211
−HK$2,274/mo
Today · 4.125%
HK$76,485
baseline
▲ 0.50% · 4.625%
HK$81,139
+HK$4,654/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,970/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,068
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,216
−HK$2,178/mo
Today · 4.125%
HK$84,394
baseline
▲ 0.50% · 4.625%
HK$88,843
+HK$4,449/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,788/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,536
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,414
−HK$2,924/mo
Today · 4.125%
HK$98,338
baseline
▲ 0.50% · 4.625%
HK$104,322
+HK$5,984/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,676/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,945
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,706
−HK$2,801/mo
Today · 4.125%
HK$108,507
baseline
▲ 0.50% · 4.625%
HK$114,226
+HK$5,719/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,014/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,169 · Scale 2, in force from 26 Feb 2026)