LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,410
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,009
−HK$1,625/mo
Today · 4.125%
HK$54,634
baseline
▲ 0.50% · 4.625%
HK$57,958
+HK$3,324/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,268/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,193
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,727
−HK$1,556/mo
Today · 4.125%
HK$60,283
baseline
▲ 0.50% · 4.625%
HK$63,461
+HK$3,178/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,566/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,692
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,611
−HK$1,950/mo
Today · 4.125%
HK$65,561
baseline
▲ 0.50% · 4.625%
HK$69,550
+HK$3,989/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,122/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,632
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,473
−HK$1,867/mo
Today · 4.125%
HK$72,340
baseline
▲ 0.50% · 4.625%
HK$76,153
+HK$3,813/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,680/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,974
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,213
−HK$2,275/mo
Today · 4.125%
HK$76,488
baseline
▲ 0.50% · 4.625%
HK$81,142
+HK$4,654/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,976/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,071
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,218
−HK$2,178/mo
Today · 4.125%
HK$84,396
baseline
▲ 0.50% · 4.625%
HK$88,845
+HK$4,449/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,792/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,538
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,417
−HK$2,924/mo
Today · 4.125%
HK$98,341
baseline
▲ 0.50% · 4.625%
HK$104,325
+HK$5,984/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,682/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,948
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,709
−HK$2,801/mo
Today · 4.125%
HK$108,510
baseline
▲ 0.50% · 4.625%
HK$114,229
+HK$5,719/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,020/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,195 · Scale 2, in force from 26 Feb 2026)