LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,414
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,014
−HK$1,624/mo
Today · 4.125%
HK$54,638
baseline
▲ 0.50% · 4.625%
HK$57,963
+HK$3,325/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,276/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,198
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,732
−HK$1,556/mo
Today · 4.125%
HK$60,288
baseline
▲ 0.50% · 4.625%
HK$63,466
+HK$3,178/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,576/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,697
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,616
−HK$1,950/mo
Today · 4.125%
HK$65,566
baseline
▲ 0.50% · 4.625%
HK$69,556
+HK$3,990/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,132/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,638
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,478
−HK$1,868/mo
Today · 4.125%
HK$72,346
baseline
▲ 0.50% · 4.625%
HK$76,159
+HK$3,813/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,692/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,980
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,219
−HK$2,275/mo
Today · 4.125%
HK$76,494
baseline
▲ 0.50% · 4.625%
HK$81,148
+HK$4,654/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,988/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,077
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,225
−HK$2,178/mo
Today · 4.125%
HK$84,403
baseline
▲ 0.50% · 4.625%
HK$88,852
+HK$4,449/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,806/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,546
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,425
−HK$2,924/mo
Today · 4.125%
HK$98,349
baseline
▲ 0.50% · 4.625%
HK$104,334
+HK$5,985/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,698/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,956
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,718
−HK$2,801/mo
Today · 4.125%
HK$108,519
baseline
▲ 0.50% · 4.625%
HK$114,239
+HK$5,720/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,038/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,274 · Scale 2, in force from 26 Feb 2026)