LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,415
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,015
−HK$1,625/mo
Today · 4.125%
HK$54,640
baseline
▲ 0.50% · 4.625%
HK$57,964
+HK$3,324/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,280/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,199
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,733
−HK$1,556/mo
Today · 4.125%
HK$60,289
baseline
▲ 0.50% · 4.625%
HK$63,467
+HK$3,178/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,578/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,698
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,618
−HK$1,949/mo
Today · 4.125%
HK$65,567
baseline
▲ 0.50% · 4.625%
HK$69,557
+HK$3,990/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,134/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,639
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,480
−HK$1,867/mo
Today · 4.125%
HK$72,347
baseline
▲ 0.50% · 4.625%
HK$76,161
+HK$3,814/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,694/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,981
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,220
−HK$2,275/mo
Today · 4.125%
HK$76,495
baseline
▲ 0.50% · 4.625%
HK$81,150
+HK$4,655/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,990/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,079
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,226
−HK$2,179/mo
Today · 4.125%
HK$84,405
baseline
▲ 0.50% · 4.625%
HK$88,854
+HK$4,449/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,810/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,548
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,426
−HK$2,925/mo
Today · 4.125%
HK$98,351
baseline
▲ 0.50% · 4.625%
HK$104,336
+HK$5,985/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,702/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,958
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,720
−HK$2,801/mo
Today · 4.125%
HK$108,521
baseline
▲ 0.50% · 4.625%
HK$114,241
+HK$5,720/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,042/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,292 · Scale 2, in force from 26 Feb 2026)